Know what your accounts need to supply.
Bring together essential costs, optional spending, healthcare, taxes, and regular income. See the estimated difference.
Retirement Income MapWhat would your money look like
What would your money look like
if you stopped working?
Turn account balances, benefit estimates, and everyday spending into a clearer retirement picture.
See your estimated monthly gap. Compare retirement dates. Plan for the changes that won’t happen all at once.
One-time download · No app subscription · Your inputs stay on your device
Your monthly picture at age 65
Spending$4,500
Regular income$3,200
Tax allowance$500
Portfolio gap$1,800
Illustrative preview and sample figures. The full app calculates results from your inputs.
Compare retirement datesPlan income and spending changesTest harder scenariosPrint an advisor discussion report
A clearer starting pointYou have the numbers.
You have the numbers.
Now connect them.
Designed for people approaching retirement who want to understand how their income, spending, and savings fit together.
Compare retiring earlier or later.
View three retirement ages side by side, including the opening gap, ending assets, and first year of uncovered expenses.
Make room for what changes.
Add net home-sale proceeds or other one-time money. Schedule spending increases and decreases by age.
Ask “what if?” before deciding.
Explore higher inflation, poor early returns, an unexpected expense, or a longer retirement timeline.
Guidance alongside the fields.
Plain-language explanations and examples help you distinguish account types, contributions, returns, and dollar values.
Bring a useful report to the conversation.
Print your assumptions, comparisons, and timeline. Export a private backup so you can return to your plan.
Try the idea
A spending change can change the whole picture.
Start with $4,500 monthly spending, $500 in tax allowance, and $3,200 in regular income. Then see what happens when a $1,200 mortgage payment ends.
This is a small illustrative example, not the full retirement calculator. It holds taxes and income fixed and excludes inflation and investment results.
Estimated monthly portfolio gap$1,800
$4,500 spending + $500 taxes − $3,200 income
Start with one realistic plan.
Use account statements, actual bills, and your own benefit estimates.
Enter your starting plan, then compare dates and add expected changes.
Test assumptions, export your backup, and print a report for discussion.
The complete downloadA tool you can use.
A tool you can use.
A guide that helps you use it.
- Retirement Income Map appFive views, account tracking, income sources, spending changes, one-time additions, and stress scenarios.
- Start Here guideClear definitions, entry examples, a confidence checklist, and troubleshooting. Printable from your browser.
- Quick opening instructionsExtract the ZIP and open the HTML files in a desktop browser. No installation or login required.
Best used on a laptop or desktop. Local HTML previews on phones may not run the app. No bank connections or automatic updates to your financial figures.
A few practical questions.
Will this tell me whether I can retire?
It shows an estimated funding gap and projected balances under the assumptions you enter. It does not approve a retirement decision or guarantee a result. Use it to understand tradeoffs and prepare questions for a qualified advisor.
Does it calculate my exact taxes?
No. Choose an annual dollar allowance or an estimated overall percentage. The percentage option is a blended funding allowance across account types, not a tax-bracket calculation. It does not calculate deductions, required distributions, conversions, withdrawal penalties, or Social Security taxability.
Where are my figures saved?
The app attempts to save in the browser on your device. It does not sync between devices or send your plan to this sales page. Export a JSON backup regularly, since local browser storage can vary or be cleared.
Can I print or move my plan?
Yes. Print your report or save it as a PDF through your browser. Export a JSON plan and import it into the app on another device. Keep financial backups private.
Do I need a subscription or internet connection?
No subscription is needed for the downloaded app. Its calculations work offline. External learning references require internet. Open it in a desktop web browser for the most reliable experience.
Does it come with financial advice or an advisor?
No individual advice or advisor service is included. You enter your own figures, estimates, and assumptions. The tool uses an annual deterministic model rather than investment probabilities or live market data.
What is the refund policy?
If this kit is not right for you, request a full refund within 30 days of purchase. Email assetlearningnet@gmail.com with your purchase email and receipt reference.